Dealer's up card	2	3	4	5	6	7	8	9	10	Ace
Pairs
A,A	Split	Split	Split	Split	Split	Split	Split	Split	Split	Split
2,2	Hit	5	0	-4	-5	Split	Hit	Hit	Hit	Hit
3,3	Hit	4	-1	-4	-5	Split	Hit	Hit	Hit	Hit
4,4 (Double)	Hit	Hit	5	2	2	Hit	Hit	Hit	Hit	Hit
5,5 (treat as 10)	Double	Double	Double	Double	Double	-6	-3	0	4	3
6,6	0	-1	-4	-6	Split	Split@<0	Hit	Hit	Hit	Hit
7,7	Split	Split	Split	Split	Split	Hit	Hit	Hit	0 (Hit if below 0)	Hit
8,8	Split	Split	Split	Split	Split	Split	Split	Split	Stand@6	-2
9,9	0	-1	-2	-4	-5	6	Split	Split	Stand	0
10,10	Stand	Stand	Stand	Stand	Stand	Stand	Stand	Stand	Stand	Stand
Dealer's up card	2	3	4	5	6	7	8	9	10	Ace
Soft Totals
A,9	Stand	Stand	Stand	5	4	Stand	Stand	Stand	Stand	Stand
A,8	Stand	4	2	1	0	Stand	Stand	Stand	Stand	Stand
A,7	1	-1	Double	Double	Double	Stand	Stand	Hit	Hit	Hit
A,6	0	-4	Double	Double	Double	Hit	Hit	Hit	Hit	Hit
A,5	Hit	4	-3	Double	Double	Hit	Hit	Hit	Hit	Hit
A,4	Hit	4	-3	-6	Double	Hit	Hit	Hit	Hit	Hit
A,3	Hit	5	-1	-4	-6	Hit	Hit	Hit	Hit	Hit
A,2	Hit	5	0	-1	-3	Hit	Hit	Hit	Hit	Hit
Dealer's up card	2	3	4	5	6	7	8	9	10	Ace
Hard Totals	Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit
5	Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit
6	Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit
7	Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit
8	Hit	Hit	5	0	0	Hit	Hit	Hit	Hit	Hit
9	0	-1	-2	-4	-5	4	Hit	Hit	Hit	Hit
10	Double	Double	Double	Double	Double	-6	-3	0	4	3
11	Double	Double	Double	Double	Double	Double	-5	-3	-3	-1
12	5	3	0	-1	-2	Hit	Hit	Hit	Hit	Hit
13	-1	-2	-3	-4	Stand	Hit	Hit	Hit	Hit	Hit
14	-3	-4	-6	Stand	Stand	Hit	Hit	Hit	Hit	Hit
15	-5	-6	Stand	Stand	Stand	Hit	Hit	Hit	Hit	Hit
16 (10,6)	Stand	Stand	Stand	Stand	Stand	Hit	Hit	Hit	4	4
16 (9,7)	Stand	Stand	Stand	Stand	Stand	Hit	Hit	Hit	0	3
17 or more	Stand	Stand	Stand	Stand	Stand	Stand	Stand	Stand	Stand	Stand
** Hit if below 0
Insure at 1.4