Dealer's up card		2	3	4	5	6	7	8	9	10	Ace
Player's hand
Pairs
A,A		Split	Split	Split	Split	Split	Split	Split	Split	Split	Split
2,2		Hit	Hit	0	-4	Split	Split	Hit	Hit	Hit	Hit
3,3		Hit	Hit	0	-2	-5	Split	Hit	Hit	Hit	Hit
4,4 (Treat as 8)		Hit	Hit	Hit	6	3	Hit	Hit	Hit	Hit	Hit
5,5 (Treat as 10)		Double	Double	Double	Double	Double	Double	Double	-1	Hit	Hit
6,6		1	-1	-2	-3	-6	Hit	Hit	Hit	Hit	Hit
7,7		Split	Split	Split	Split	Split	Split	1	Hit	Hit	Hit
8,8		Split	Split	Split	Split	Split	Split	Split	Split	Stand@6	-1
9,9		-1	-2	-3	-4	-6	6	Split	Split	Stand	Stand
10,10		Stand	Stand	Stand	5	4	Stand	Stand	Stand	Stand	Stand
Dealer's up card		2	3	4	5	6	7	8	9	10	Ace
Soft Totals
A, 9		Stand	Stand	Stand	6	5	Stand	Stand	Stand	Stand	Stand
A, 8		Stand	6	5	2	0	Stand	Stand	Stand	Stand	Stand
A, 7		2	-2	Double	Double	Double	Stand	Stand	Hit	Hit	Hit
A, 6		Hit	-4	Double	Double	Double	Hit	Hit	Hit	Hit	Hit
A, 5		Hit	Hit	-2	-6	Double	Hit	Hit	Hit	Hit	Hit
A, 4		Hit	Hit	0	-3	-6	Hit	Hit	Hit	Hit	Hit
A, 3		Hit	Hit	6	-2	-6	Hit	Hit	Hit	Hit	Hit
A, 2		Hit	Hit	Hit	0	-3	Hit	Hit	Hit	Hit	Hit
Dealer's up card		2	3	4	5	6	7	8	9	10	Ace
Hard Totals
5		Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit
6		Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit
7		Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit	Hit
8		Hit	Hit	Hit	6	3	Hit	Hit	Hit	Hit	Hit
9		2	0	-3	-4	-6	6	Hit	Hit	Hit	Hit
10		Double	Double	Double	Double	Double	Double	Double	-1	Hit	Hit
11		Double	Double	Double	Double	Double	Double	Double	Double	Double	0
12		3	2	0	-1	-3	Hit	Hit	Hit	Hit	Hit
13		-1	-2	-4	-5	Stand	Hit	Hit	Hit	Hit	Hit
14		-4	-5	Stand	Stand	Stand	Hit	Hit	Hit	Hit	Hit
15		-6	Stand	Stand	Stand	Stand	Hit	Hit	Hit	Hit	Hit
16		Stand	Stand	Stand	Stand	Stand	Hit	Hit	4	0	3
17		Stand	Stand	Stand	Stand	Stand	Stand	Stand	Stand	Stand	-6
18 or more		Stand	Stand	Stand	Stand	Stand	Stand	Stand	Stand	Stand	Stand
	Insure at 2.4